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Personal Savings Accounts

We offer interest bearing savings accounts that allow access to your money, while still earning adjustable rate interest on your money.

Personal Savings Account Comparison

RegularHiFi PlusPremierChristmas Club 
Minimum Opening Balance$100.00$10,000.00$100,000.00 $5.00, $10.00 or $20.00
Online Bankingcheckmarkcheckmarkcheckmark checkmark
Interest Bearingcheckmark*checkmark*checkmark*

 Bonus***

Check Writing AbilityN/AcheckmarkN/A N/A
Monthly Maintenance Fee$2.00**$5.00**$5.00** N/A
 Learn About Regular Accounts Apply for a Regular Account Learn About HiFi Accounts Apply for a HiFi Account Learn About Premier Accounts Apply for a Premier Account Learn About Christmas Club Accounts Only available October - December 31

*Interest rates are subject to change. Interest is compounded and credited quarterly.
**Can be avoided by maintaining a minimum daily balance

***Christmas Club accounts may only be opened the middle of October - December 31, each calendar year. Refer to Christmas Club details for the "Bonus"

Subject to all applicable rules and regulations.
All promotions are subject to change or cancellation. For full details, please see account terms and conditions.

Regular

  • Minimum of $100.00 to open
  • A monthly maintenance fee of $2.00 will be imposed if the account falls below a daily balance of $100.00
  • No more then 6 withdrawals or transfers per month
  • Unlimited withdrawals made in person, by mail, or at an ATM
  • No monthly service charge for primary owners 18 and younger
  • Interest bearing – adjustable rate
  • Interest compounded and credited quarterly

Apply for a Regular Account

Personal Savings

HiFi Plus

  • Minimum of $10,000.00 to open
  • A monthly maintenance fee of $5.00 will be imposed if the account falls below a daily balance of $10,000.00
  • Must maintain a minimum daily balance of $1.00 each day to obtain the disclosed annual percentage yield
  • No more than 6 withdrawals or transfers per statement cycle
  • Unlimited withdrawals made in person, by mail, or at an ATM
  • Tiered interest structure – adjustable rate
  • Interest compounds monthly and is credited monthly
  • Image checks returned with statement

Apply for a HiFi Account

Shanna

Premier

  • Minimum of $100,000.00 to open
  • A monthly maintenance fee of $5.00 will be imposed if the account falls below a daily balance of $10,000.00
  • Must maintain a minimum daily balance of $1.00 each day to obtain the disclosed annual percentage yield
  • No more than 6 withdrawals or transfers per statement cycle
  • Unlimited withdrawals made in person, by mail, or at an ATM
  • Tiered interest structure – adjustable rate
  • Interest compounds monthly and is credited monthly
  • Image checks returned with statement

Apply for a Premier Account

Personal Savings

Christmas Clubs

  • $5.00, $10.00, and $20.00 club options available
  • If your account balance is $245 for $5 club, $490 for $10 club or $980 for $20 club on last day payments are accepted date, you will earn a Bonus which will be one (1) payment equal to the club account selected
  • Withdrawals on this account, prior to the club payout date, are subject to a $10.00 withdrawal penalty
  • An automatic debit plan is available that will transfer the payment for you

Only available to apply October - December 31

Personal Savings