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About Us

Since 1944, Bank of Wolcott has proudly served the local communities and we are looking forward to many more years of service. We have the knowledge, experience, and financial resources to meet your needs.  For seven decades in our rural Indiana home, we have been serving and making friends with our customers.


Founded in 1861, the business and industries of the town of Wolcott were financed through two substantial banks. The State Bank of Wolcott was established as a private institution in 1886, and continued as such until 1904, when it was incorporated as a state bank. The bank was established with $25,000 and deposits of $160,000 and at one time, was the oldest bank in White County. Citizens State Bank of Wolcott was established in 1911 with capital stock of $25,000 and deposits of $85,000.

In early 1933, America was in the depths of the Great Depression and Bank “moratoria” or closures, rolled across the country beginning in 1930. Although bank officials called moratoria “bank holidays”, no holiday spirit was evident in the eyes of citizens standing before a bank entrance on whose door a note announcing, “Closed by the Board of Directors until further notice”. Sadly, State Bank of Wolcott and Citizens State Bank of Wolcott, were both fatalities of the depression.

After 10 years without a financial institution, a group of local leaders saw the desire and need for a local financial institution to serve local needs. On October 16, 1944, and independent of both banks that shuttered in the Great Depression, Bank of Wolcott opened its doors at 105 North Range Street, with $42,000 in capital, 300 shares of stock with a book value of $140.00 per share and a requirement that no one could own more than 10 shares of stock.

Today, just as the day we opened our doors in 1944, Bank of Wolcott’s continues to be deeply rooted and committed to the communities in which we serve. We continue to be an independently owned and operated community bank with the ability to make local decisions to benefit our customers and shareholders.

Windmill in Corn


Bank of Wolcott takes immense pride in providing financial and volunteer support to the many outstanding groups and organizations in the communities we serve. 


On an annual basis, Bank of Wolcott has donated up to 1% of our net profits to the following:

Tri-County School System Clubs, Groups, Organizations and Athletic Department
Twin Lakes School System Clubs, Groups, Organizations and Athletic Department
Tri-County Education Foundation
Twin Lakes Education Foundation
Monticello Summer Sport Leagues
Wolcott/Remington Summer Sport Leagues
Jasper County Veterans Council
American Foundation for Suicide Prevention
White County Chamber of Commerce
Jasper County Community Services Transit Bus
Wolcott Psi Iota Xi Angel Tree
White County Fraternal Order of Police
Monticello Public Library
White County Special Olympics
White County Community Foundation
Fountain Park Chautauqua
Junior Achievement

Bank of Wolcott employees are committed to volunteering in the communities they live. Since 2015, employees have volunteered an average of 1,204 hours per year to outstanding organizations, including but not limited to:

Tri-County Athletics
Twin Lakes Athletics
Junior Achievement
Special Olympics
Remington Wolcott Community Development Committee
White County Community Foundation
Blue Star Moms
Psi Iota Xi
Tri-County Education Foundation
Twin Lakes Education Foundation