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Merchant Services

Choosing the right credit card service provider is crucial to your business’ bottom line. Doesn’t matter if you’re a retail, restaurant, telephone order, internet, home-based, or mobile merchant; Bank of Wolcott offers the products and services that will meet your processing needs.

We’ve partnered with TIB (The Independent Banker’s Bank), which is a well-established, national company whose only business is working with Community Banks and their customers. They provide an exceptional level of customer service that is consistent with the kind of experience you’ve come to expect. They offer a full line of fast and convenient EMV payment-processing services that will provide a solution tailored for your business.  Their next-day funding will accelerate your cash flow and their competitive rates will reduce your expenses. Whether your business needs a traditional terminal, smart terminal, eCommerce solution, a fully functional point-of-sale solution or the latest in mobile payment technology, TIB provides fast and secure payment methods for your business.



  • Accept debit and credit cards quickly, securely and cost-effectively
  • Process payments in person, over the phone, and online
  • Choose the terminal with the features and functionality best suited for your business

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Merchant Services