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Personal Credit Cards

Lower rates or preferred points with rewards. Choose a Bank of Wolcott Personal Credit Card that's right for you and get the credit you deserve.

 

Personal Card - Low Rate

 

Features:

  • No annual fee
  • Introductory rate for the first six months1
  • Competitive ongoing APR.1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

 

 

 

 

Benefits:

  • 24-hour toll-free live customer assistance available at 800-367-7576
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees:

  • Other fees may be charged, these fees are listed on the downloadable application.

Personal Card - World Card or Preferred Points Rewards

 

Features:

  • Earn one point for each dollar spent, up to 10,000 points per month and redeem anytime - for anything you choose.
  • Introductory rate for first six months.1
  • Competitive ongoing APR.1
  • No annual fee.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

 

 

 

 

 

 

Benefits:

  • Redeem your rewards points for cash-back awards, retail gift cards, travel, a wide variety of merchandise, gift cards and more.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees:

  • Other fees may be charged, these fees are listed on the downloadable application.

To Apply Now

  1. For an application, please email info@bankofwolcott.com or  contact one of our 3 offices.

1 Please see application for information about current APRs and fees.

Shanna