We offer simple and convenient checking services and options to ensure ease of banking with Bank of Wolcott. Once you’ve found the account that best fits your needs, you can apply for your new account online or stop in and see one of our community bankers.
| Simple | Regular | NOW | Health Savings Account | |
|---|---|---|---|---|
| Minimum Opening Balance | $100.00 | $100.001 | $1,000.00 | $0.00 |
| Unlimited Check Writing |  | | | |
| Monthly Maintenance Fee | $5.002 | $5.002 | $5.002 | N/A |
| Paper Statement Fee | | N/A | N/A | N/A |
| Interest Bearing | N/A | N/A | 3 | 3 |
Mobile Banking | | | | |
| Learn About Simple Checking Apply for Simple Checking | Learn About Regular Checking Apply for Regular Checking | Learn About Now Checking Apply for Now Checking | Learn About HSA Checking Apply for HSA Checking |
1 $50.00 for primary account owners under the age of 25
2 Can be avoided by maintaining minimum requirements
3 Interest rates are subject to change.
Subject to all applicable rules and regulations.
All promotions are subject to change or cancellation. For full details, please see account terms and conditions.
1 $2.00 Paper Statement Fee - Paper Statement fee will be waived for primary account owners ages 65 and older
2 The average daily balance is calculated by adding the principal in the account for each day of the period and dividing the figure by the number of days in the period. The period we use is monthly statement cycle.
3 Excludes ATM transactions
4 Must be successful and not deemed fraudulent
1 $50.00 minimum opening balance for primary account owners under the age of 25
2 Maintenance fee waived for primary owners under 25 and 55 and over.
To open an HSA, customers must be in a qualified High Deductible Health Plan.
