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Mortgage Loans

We believe everyone deserves their dream home. Whether you are buying your first home or your retirement dream home, we understand the importance of getting a loan that fits your life. Our goal is to make your financing search quick, simple and with great terms and competitive rates….and personal attention throughout the process.

Loan Types

 

Fixed-Rate Mortgage

This loan offers consistent monthly payments for the life of the loan with flexible loan terms.

 

Adjustable Rate Mortgage

This loan offers flexibility and lower initial payments and interest rates.

 

Construction Loans

Ready to build your dream home or start a big remodel or addition project? We work with buyers and builders through their project to ensure a smooth construction loan process.

 

FHA Insured Mortgage (Federal Housing Administration)

This loan is insured by the government, so credit history requirements may be easier to meet, and loan qualifications and rates may be lower than a traditional mortgage.
FHA Insured Mortgage Information


USDA Rural Housing

Designed to assist eligible low-to middle-income households buy, build, or repair homes in rural areas, including.
USDA Rural Housing Information


VA Mortgage

Designed for eligible veterans with the potential for more favorable loan terms than other loan options.
VA Mortgage Information

 

Our experienced mortgage banker can help determine the loan that is best for your unique situation, how much home you can comfortably afford, and explain the mortgage process, including what items you will need for loan approval.  Take the first step and contact us today!